As a RIA (registered investment adviser), I am a fiduciary Compensation is fee-based, fully disclosed and agreed to upfront Does not accept investment commissions Ethically and legally bound to put interests of my clients before my own Independent. No proprietary investments or incentive commissions Low cost investment options. Institutional class shares, stocks, ETF's 401(k) & retirement plans specialist Proactive customer service and communication Investment philosophy combines technical & fundamental analysis... ...plus money managment